Kulbant Singh Hothi • 23 March 2026

Telecom Guides

VoIP Phone Systems Explained: Users, Lines, and Call Channels

Many businesses assume that if they have 10 employees, they can handle 10 phone calls at the same time.

In reality, that depends on how the phone system is built.


Some VoIP phone systems include one call line per user, while others use SIP channels, which control how many calls can happen at once.


Understanding the difference between users, lines, and channels can help you choose the right phone system and avoid unexpected costs.

Reading Time: 5 minutes 

Blog Written by Kully Singh Hothi  | VoIP Expert | 15+ years in UK Telecom 

Last updated: March 2026

Phone System Model Comparison

Model 1: Per User Call Capacity

Users: 👤👤👤👤

Calls:  📞📞📞📞

Result: 4 Users = 4 Concurrent Calls

Per User Systems: More users = more calls automatically.

Model 2: PBX With SIP Channels

Users: 👤👤👤👤👤👤👤👤👤👤

Calls:  📞📞📞📞

Result: 10 Users = Only 4 Concurrent Calls

PBX Channel Systems: Users and calls are separate; server may be required.

Phone Systems With Built-In Call Capacity

Some modern hosted VoIP platforms include one concurrent call per user.

This means every user automatically has the ability to be on a call at the same time.



For example:

Number of Users Maximum Concurrent Calls
3 users 3 calls
5 users 5 calls
10 users 10 calls

With this model, pricing is usually per user, and the call capacity grows automatically as your team grows. This type of system is often ideal for small businesses because it is simple to understand and there are no extra calculations needed. If you add another employee, you simply add another user, and the system automatically supports another call.

PBX Phone Systems Using SIP Channels

Other phone systems use a PBX platform combined with SIP trunks.


In this setup, pricing is usually based on two things:


  • Users (extensions)
  • Call channels


Call channels control how many calls can happen at the same time, regardless of how many users exist. These channels are typically delivered using Session Initiation Protocol (SIP) technology.


For example:

Users Channels Maximum Concurrent Calls
10 4 4 Calls
15 6 6 Calls

Even though the company may have 10 employees, only 4 calls can happen at once unless additional channels are purchased.

Extra Tip

PBX systems usually require a dedicated server. If your number of channels is near equivalent to the number of users, a per-user system (where channels are included) is often the better option. However, if you have many users but only a few calls happening simultaneously, a PBX with added users and channels can be more cost effective.

Why Some Businesses Choose the Channel Model

The channel model is not necessarily a disadvantage. In many cases, it can actually reduce costs.


For example, a company might have:


  • 20 employees
  • Only 5 staff regularly on the phone


In this situation, the business may only need 5 call channels, which can be more cost effective than paying for 20 simultaneous call paths.



This model works particularly well for:

1.  Offices where most staff do not make calls

2.  Larger businesses looking to optimise telecom costs

3. Teams that mainly receive calls rather than make them

How Many Concurrent Calls Does Your Business Actually Need?

Many businesses overestimate how many calls happen at the same time. In reality, most offices only have a small percentage of staff on the phone simultaneously.



A rough guide:

1–5 employees

2-3 Calls

5–10 employees

3-6 Calls

10–20 employees

5-10 Calls

For example, a business with 12 employees may only ever have 5 or 6 calls happening at once. Understanding your peak call activity can help ensure you choose a system that provides enough capacity without paying for unnecessary call channels.

Which Phone System Is Best?

Both models have advantages depending on how your business uses the phone system.

Feature Per User Systems PBX With Channels
Pricing model Per user User plus channels
Call limits Usually one call per user Limited by channel count
Best for Small teams Large organisations
Scaling Add more users Add more channels

The right system depends on how many employees actively use the phone and how many calls happen at the same time.

Extra Tip

Not Sure What Your Business Needs?

Choosing the right phone system can be confusing if you are comparing quotes from multiple providers.

At The VoIP Shop, we help businesses understand:

1.  How many users they need

2.  How many concurrent calls their team handles

3.  Which phone system model offers the best value


If you are unsure what setup would work best for your business, our team can assess your requirements and recommend the right solution.

Get Free Assessment
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